Payment Gateway & Merchant Accounts for Adult Retail & Sex Shops

Q: What payment methods are best for online and physical sex shops?

Sex shops benefit from offering a mix of credit cards, debit cards, digital wallets, and mobile payments. FastoPayments provides secure online gateways and reliable POS or mPOS terminals, ensuring smooth transactions both online and in-store.

Q: Can sex shops get approved for a merchant account despite being high-risk?

Yes. While adult products place sex shops in the high-risk category, FastoPayments works with over 20 banking partners experienced in adult retail. We guide you through the approval process with the right documentation and compliance measures.

Q: How can sex shops reduce cart abandonment and payment declines?

FastoPayments helps optimize your checkout process to reduce friction and failed payments. With smart payment routing, retry options, and partnerships with adult-friendly acquirers, we improve your conversion rates and customer satisfaction.

Q: Is POS or mPOS suitable for retail sex shops?

Absolutely. POS and mobile POS devices provide fast, discreet, and secure in-store payments. Our terminals support chip, contactless, and swipe payments, while billing descriptors can be customized to protect customer privacy.

Q: What compliance steps are necessary for sex shops?

Sex shops must comply with age verification requirements, product legality checks, and local regulations. FastoPayments assists in ensuring your business meets these standards, helping you maintain a strong relationship with payment processors.

Q: Can FastoPayments support sex shops with international sales and currencies?

Yes. We offer multi-currency processing and global acquiring solutions. This allows your sex shop to serve international customers with fewer payment declines and a smoother checkout experience across borders.

Q: Why should sex shops choose FastoPayments?

FastoPayments specializes in high-risk and adult-focused payment solutions. We offer tailored merchant accounts, secure payment gateways, integrated POS systems, and ongoing compliance support to help sex shops grow securely and professionally.

FastoPayments delivers secure, high-risk merchant accounts, POS terminals, and payment gateway solutions for adult retail and sex shops. Whether you operate a boutique store, an online adult product shop, or both, we help you accept in-store and online payments seamlessly. Our team understands the regulatory landscape of adult retail and works with trusted banking partners to get you approved, stay compliant, and scale with confidence.

How it works?

Adult product stores, both online and in-store, often face banking restrictions and added scrutiny when applying for payment solutions. From POS terminals at the counter to secure online checkouts, partnering with a provider that understands the unique needs of sex shops ensures smoother approvals, fewer disruptions, and long-term payment stability.

Free Consultation with our Experts

Speak with a team that understands the unique payment needs of sex shops. We review your business model, sales channels, and transaction flow to recommend the ideal gateway, merchant account, or POS solution.

Custom Proposal & Transparent Pricing

Get a clear, no-obligation offer. We tailor pricing to your business type, volume, and history with no hidden fees or surprise charges.

Document Collection & Website Review

Submit your company documents, ID verification, and a live version of your website. We guide you through age verification and compliance checks.

Underwriting & Approval Process

We work with adult-friendly acquirers and handle communication with underwriting. Timelines vary, but we aim for full transparency throughout.

Fast Integration & Ongoing Support

Once approved, we connect you to your gateway or POS. Our support team is available long-term to help manage disputes, updates, or scaling.

Why Choose FastoPayments for Sex Shop Payment Processing?

Sex shops and adult retailers often face strict banking rules and limited access to reliable payment processing. Many providers hesitate to support high-risk industries, leaving businesses without stable merchant services. At FastoPayments, we specialize in adult-friendly solutions, offering secure payment gateways, POS terminals, and merchant accounts through a network of over 20 trusted financial partners. We help you get approved faster and start accepting payments with confidence. Both online and in-store.

Experts in Adult and High-Risk Merchant Processing

Running a sex shop comes with its own set of payment challenges, from strict compliance checks to limited support from mainstream processors. Without the right partner, securing a reliable payment gateway or POS solution can stall your growth. FastoPayments brings unmatched experience in adult retail, helping sex shops overcome industry barriers with tailored merchant accounts, seamless processing, and expert support built for long-term success.

Adult

Payment solutions built for bold, compliant growth for adult

Dating

Reliable dating payment processing that scales with your business

Porn

Powering porn platforms with stable, scalable payment support

Live Cam

Flexible, real-time solutions designed for cam platforms

Content Platforms

Support your creators with payout-ready, scalable payment processing

Escorting

Discreet, stable payment solutions for escort listing platforms

AI

Powering adult AI innovation with secure, scalable payment infrastructure

Strip Clubs

Seamless POS solutions built for the unique needs of strip clubs

Frequently Asked Questions

Sex shops often face unique challenges with payments. This FAQ answers common questions about getting approved, staying compliant, and processing payments without issues.

What payment methods are best for online and physical sex shops?

Sex shops benefit from offering a mix of credit cards, debit cards, digital wallets, and mobile payments.

FastoPayments provides secure online gateways and reliable POS or mPOS terminals, ensuring smooth transactions both online and in-store.

Can sex shops get approved for a merchant account despite being high-risk?

Yes. While adult products place sex shops in the high-risk category.

FastoPayments works with over 20 banking partners experienced in adult retail. We guide you through the approval process with the right documentation and compliance measures.

How can sex shops reduce cart abandonment and payment declines?

FastoPayments helps optimize your checkout process to reduce friction and failed payments.

With smart payment routing, retry options, and partnerships with adult-friendly acquirers, we improve your conversion rates and customer satisfaction.

Is POS or mPOS suitable for retail sex shops?

Absolutely. POS and mobile POS devices provide fast, discreet, and secure in-store payments.

Our terminals support chip, contactless, and swipe payments, while billing descriptors can be customized to protect customer privacy.

What compliance steps are necessary for sex shops?

Sex shops must comply with age verification requirements, product legality checks, and local regulations.

FastoPayments assists in ensuring your business meets these standards, helping you maintain a strong relationship with payment processors.

Can FastoPayments support sex shops with international sales and currencies?

Yes. We offer multi-currency processing and global acquiring solutions.

This allows your sex shop to serve international customers with fewer payment declines and a smoother checkout experience across borders.

How does FastoPayments help prevent chargebacks for sex shops?

Chargebacks can arise from discreet product disputes or misunderstandings.

FastoPayments provides fraud prevention tools, real-time chargeback alerts, and clear billing descriptors to minimize disputes and protect your merchant account.

Why should sex shops choose FastoPayments?

FastoPayments specializes in high-risk and adult-focused payment solutions.

We offer tailored merchant accounts, secure payment gateways, integrated POS systems, and ongoing compliance support to help sex shops grow securely and professionally.